Credit Analyst

Job purpose

Tenant credit underwriting is one of the three pillars in STAG’s probabilistic approach to evaluate industrial real estate. Credit risk analysis is part of the decision-making process for new acquisitions, new leasing transactions, lease renewals and capital projects. The Credit Analyst’s main responsibilities will be to underwrite and monitor corporate credit, participate in conference calls with company management, present to investment committee members, and complete various credit related projects/assignments.  

Duties and responsibilities

• Underwrite credit risks of acquisition and leasing tenants based on qualitative and quantitative analysis, including analyzing financial statements, business, industry, and management. 
• Prepare and present credit memorandum to investment committee  
• Monitor credit developments of existing REIT tenants, including periodic financial analyses and following tenant news and industry trends
• Maintain the credit database with as accurate and up-to-date credit information as possible 
• Communicate effectively with other departments regarding new acquisitions or leasing transactions to obtain necessary due diligence items and meet recurring transaction deadlines
• Support senior credit staff on credit call preparation and note taking
• Support credit related research projects such as bankruptcy and industry research and data collection

Qualifications

• Bachelor’s Degree, preferably in Finance, Economics, Accounting, or related fields
• 0-3 years of work experience in credit, finance, economic, or related roles
• Strong interest in credit analysis, research, and business news
• Proven understanding of financial statements and economics
• Solid analytical skills, intellectual curiosity, self-motivation and attention to details
• Strong writing and communication skills
• Ability to conduct independent research and work in a team oriented, fast-paced environment
• Interest in pursuing or progress toward a CFA is preferable
• Proficient with Microsoft Excel; experience with S&P Capital IQ is a plus

Working conditions

N/A

Direct reports

N/A